This Personal Accident Policy provides the following four types of benefit: a one-off cash payment in the event of an insured adult or insured child suffering accidental death ; a one-off cash payment in the event of an insured adult or insured child suffering disability following an accident ; a daily cash payment in the event of hospitalisation in the UK following an accident in the UK or an out of country territory ; enhanced daily benefits for hospitalisation in an out of country territory as the direct result of an accident in an out of country accident (PA1, PA7, 4PA) Please select one form depending on what the claim is for.